For Buyers
Are you thinking about a home to call your own? Well you've come to the right place. It all starts here. A home is more than just a place to rest our hats. It's a reflection of our dreams, our values, what we desire for ourselves and a place to replenish. It can be a small beginning, or a large reward. It doesn't matter if you are hoping for that first home, or if you are ready for a change, I can help.
Whether you are looking to buy in three months or three years, the first step is here. I can help get you started with getting your finances in order to finding and applying for a loan. Once you are ready to start, I will educate you on the process and dilligently search for your new home that fits your requirements. I will guide you throught to the very end and negotiate hard on your behalf.
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience will be put to work for you. Unsure of where to live? What you can afford? I can help. I offer many insights on various neighborhoods and different types of housing to find you the right fit.
For your convenience, I also provide listings by email. This is the perfect opportunity to explore your options. There is no obligation, and your information is kept private. Together we can look at the different housing possibilities available to you, and where your money will be best spent. My email updates can be customized and changed as often as you like, and you can receive them as long as you like.
I pride myself on repeat business and hope you'll come to understand why.
How I Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
